We ensure secure, seamless transactions with privacy and reliability at the core—tailored for high-risk industries and beyond.
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Zoin Solutions is a specialist technology company dedicated to advancing the security, privacy, and operational resilience of digital payments. We design and deliver cutting-edge solutions that help merchants, payment service providers, and financial institutions meet the evolving demands of the Payment Card Industry Data Security Standard (PCI DSS) and global privacy regulations.
With a proven track record in developing secure financial technology for national and international payment networks, our team brings deep expertise in risk mitigation, compliance architecture, and scalable infrastructure design. We understand the pressures facing modern payment ecosystems—from rising fraud threats to tightening regulatory frameworks—and we build tools that empower our clients to stay ahead.
Zoin Solutions currently offers four flagship services, each engineered to reduce risk, enhance compliance, and streamline operations for general and specialist merchants:
A proprietary security enhancement layer for approved PNI (Personally Non-identifiable Information) transactions. Zoin Plus ensures that sensitive payment data is protected with advanced encryption and anonymisation protocols—meeting the growing demand for consumer privacy and aligning with legal mandates such as HIPAA in U.S. healthcare payments.
A next-generation chargeback prevention platform that shields merchants from fraudulent disputes and acquirer penalties. Aegis uses real-time transaction validation, behavioural analytics, and dispute resolution automation to eliminate chargebacks and reduce financial exposure.
A secure, compliant disbursement network that connects businesses making high-volume payments to clients, contractors, and suppliers. DisburseX integrates with regulated national and international payment providers, ensuring seamless, auditable, and PCI-compliant fund flows across borders.
Our in-house development team builds bespoke, low-cost, fully compliant technology solutions for payment service providers, merchant acquirers, and payment network operators. From mobile applications to backend systems, we deliver scalable tools that meet the highest standards of security, usability, and regulatory alignment. If required, Zoin can operate the fail-safe services being provided 24/7.
All products are designed to meet or exceed current PCI standards
Built with GDPR, HIPAA, and global privacy laws in mind
Support for multiple payment options, including Zoin Click, for ultimate flexibility.
Decades of experience in financial technology and payment infrastructure
Supporting clients across regulated markets in Europe, North America, and beyond
24/7 customer support from industry experts dedicated to ensuring your success.
